Texas People FCU now offers home equity loans.

We’re excited to introduce our new Home Equity Loans.  If you’re looking for affordable financing, we have the answer. At Texas People FCU, we can help you borrow some of the equity you’ve established in your home. With that collateral, take advantage of our competitive low rates and budget-friendly repayment terms to remodel your home, help pay for school expenses, consolidate your debt or even take a family vacation! You choose how you will use the fund, our new home equity loan might be able to help you.

How Does A Home Equity Loan Work?

Home equity loans allow homeowners to borrow against the equity in their home. The loan amount is based on the difference between the home’s current market value and homeowner’s mortgage balance due. Once you know the market value of your home, you can than subtract the amount you still own on your mortgage which will give you the home equity.

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    What is a Home Equity Loan? Watch Our Video To Find Out