2020 Holiday Loan 

The holidays are just around the corner, so stay ahead of seasonal expenses with help from our Holiday Loan! Stress-less with a little extra cash in your pocket to use on gifts, post-holiday bills, or affording the remote getaway you’ve always dreamed of. The possibilities are endless!


Borrow up to $2,000 with rates as low as 6.99% and terms up to 15 months.*

New, Used & Refinanced Auto Loans

Whether you’re in the market for a new or new-to-you vehicle, we offer easy financing with our:

  • Competitive, low rates
  • Terms up to 72 Months
  • Over 100% Financing Available or Flexible financing
  • No penalty for early payoff
  • And more!

Already driving a great car, but financed it elsewhere? Ask us about refinancing. We may be able to lower you payment and possibly shorten your term.

Other Vehicle Loans: Boat, RV, Motorcycle, and Travel Trailers

Looking to take the family on a road trip or spend some time out on the lake? We can help with our Recreational Vehicle Loans. We’ll work closely with you to ensure you receive a great rate and affordable financing.

MasterCard Credit Card

Whether you’re at home or away, carry our card for everyday purchases at stores, online, and even places that don’t accept cash or checks like hotels. Your Texas People MasterCard gives you the freedom need. Our card also offers:

Important Terms and Conditions 

Personal / Signature and Share-Secured Loans

Personal Loans

Need help paying for a wedding or family celebration? A signature loan is helpful to finance small purchases and fund those cash needs.

  • Terms up to 48 months
  • Credit Life and Credit Disability
  • Can be used for almost any financial need

Share-Secured Personal Loans

Did you know you can use a portion of your Texas People Savings as collateral for our Share Secured Loan? It’s easy, and the balance of your account will determine how much money you are eligible to borrow. Plus, a credit inquiry would not be necessary!