Deposit Rates

Deposit RateAPRAPY
Regular Share <$9,999.990.05%0.05%
Regular Share >$10,000.00 - $24,999.990.075%0.075%
Regular Share >$25,000.00 - $49,999.990.10%0.10%
Regular Share >$50,000.000.15%0.15%
IRA <$25,000.000.10%0.10%
IRA >$25,000.01 - $50,000.000.10%0.10%
IRA >$50,000.01 0.10%0.10%
Youth Savings Accounts0.50%0.50%
Christmas Clubs0.10%0.10%
Secondary Savings0.05%0.05%
Vacation Clubs0.10%0.10%
Legacy Checking0.05%0.05%
Money Market $100 - $9,999.990.05%0.05%
Money Market $10,000 - $24,999.990.10%0.10%
Money Market $25,000 - $50,000.000.15%0.15%
Money Market >$50,0000.20%0.20%

Loan Rates

TypeTermRate As Low As
New Auto (2020-2023)Up To 72 Month4.00% APR
Used Auto (2019-2016)Up To 72 Month4.50% APR
Used Auto (2015 or older)Up To 48 Month10.60% APR
New RV, Boat, ATV, Motorcycle, Travel Trailers (2020-2023)Up To 84 Month5.75APR
Signature (Personal)36 Month11.34% APR
MastercardRevolving9.90% APR
Share Secured3.25% APR
Share Certificate Secure LoanTerm of Share Certificate3.25% APR + Dividend Rate
Home Equity5 Years4.00% APR
Home Equity10 Years4.25% APR
Home Equity15 Years4.50% APR

Share Certificates

Standard Share Certificate of Deposit (Min. $1,000)APRAPY*
6 Month0.15%0.15%
12 Month0.20%0.20%
18 Month0.35%0.35%
24 Month0.50%0.50%
36 Month (Holiday Special)1.75%1.76%
48 Months0.80%0.80%
60 Month0.90%0.90%
Mini-Jumbo Share Certificate of Deposit (Min. $50,000)APRAPY*
6 Month0.25%0.25%
12 Month0.40%0.40%
18 Month0.70%0.70%
24 Month1.00%1.00%
36 Month (Holiday Special)2.00%2.01%
48 Month1.15%1.16%
60 Month1.25%1.26%

APY = Annual Percentage Yield.
*Minimum opening balance of $1,000. Early withdrawal penalties apply.

Rates as of  10/01/2022