Deposit Rates

Deposit RateAPRAPY
Regular Share <$9,999.990.05%0.05%
Regular Share >$10,000.00 - $24,999.990.075%0.075%
Regular Share >$25,000.00 - $49,999.990.10%0.10%
Regular Share >$50,000.000.15%0.15%
IRA <$25,000.000.10%0.10%
IRA >$25,000.01 - $50,000.000.10%0.10%
IRA >$50,000.01 0.10%0.10%
Youth Savings Accounts0.50%0.50%
Christmas Clubs0.10%0.10%
Secondary Savings0.05%0.05%
Vacation Clubs0.10%0.10%
Legacy Checking0.05%0.05%
Money Market $100 - $9,999.990.05%0.05%
Money Market $10,000 - $24,999.990.10%0.10%
Money Market $25,000 - $50,000.000.15%0.15%
Money Market >$50,0000.20%0.20%

Loan Rates

TypeTermRate As Low As
New Auto (2021-2023)Up To 72 Month5.50% APR
Used Auto (2020-2016)Up To 72 Month5.75% APR
Used Auto (2015 or older)Up To 48 Month10.75% APR
New RV, Boat, ATV, Motorcycle, Travel Trailers (2021-2023)Up To 84 Month6.00APR
Signature (Personal)36 Month11.34% APR
MastercardRevolving9.90% APR
Share Secured3.25% APR
Share Certificate Secure LoanTerm of Share Certificate3.25% APR + Dividend Rate
Home Equity5 Years5.25% APR
Home Equity10 Years5.50% APR
Home Equity15 Years5.75% APR

Share Certificates

Standard Share Certificate of Deposit (Min. $1,000)APRAPY*
6 Month2.50%2.53%
12 Month3.60%3.67%
18 Month3.70%3.77%
24 Month3.80%3.87%
36 Month3.20%3.25%
48 Months3.10%3.15%
60 Month3.00%3.05%
Mini-Jumbo Share Certificate of Deposit (Min. $50,000)APRAPY*
6 Month2.60%2.63%
12 Month3.70%3.77%
18 Month3.80%3.87%
24 Month3.90%3.98%
36 Month3.30%3.35%
48 Month3.20%3.25%
60 Month3.10%3.15%

APY = Annual Percentage Yield.
*Minimum opening balance of $1,000. Early withdrawal penalties apply.

Rates as of  06/01/2023