Deposit Rates

Deposit RateAPRAPY
Regular Share <$9,999.990.10%0.10%
Regular Share >$10,000.00 - $24,999.990.15%0.15%
Regular Share >$25,000.00 - $49,999.990.20%0.20%
Regular Share >$50,000.00 - $74,999.990.25%0.25%
Regular Share >$75,000.00 +0.30%0.30%
IRA <$25,000.000.30% 0.30%
IRA >$25,000.01 - $50,000.000.40% 0.40%
IRA >$50,000.01 0.50% 0.50%
Youth Savings Accounts0.10%0.10%
Christmas Clubs0.10%0.10%
Secondary Savings0.10%0.10%
Vacation Clubs0.10%0.10%
Legacy Checking0.05%0.05%
Money Market $100 - $2,499.990.05%0.05%
Money Market $2,500 - $9,999.990.10%0.10%
Money Market $10,000 - $24,999.990.15%0.15%
Money Market $25,000 - $49,999.990.20%0.20%
Money Market >$50,0000.25%0.25%

Loan Rates

TypeTermRate As Low As
New Auto (2020-2018)60 Month2.50% APR
Used Auto (2017-2013)60 Month3.59% APR
Used Auto (2012 or older)36 Month8.99% APR
RV, Boat, ATV, Motorcycle, Travel Trailers60 Month4.50% APR
Signature (Personal)36 Month8.99% APR
MastercardRevolving9.90% APR
Share Secured3.25% APR
Share Certificate Secure LoanTerm of Share Certificate3.25% APR + Dividend Rate

Share Certificates

Share Certificate of DepositAPRAPY*
6 Month0.35%0.36%
12 Month0.40%0.41%
18 Month0.50%0.51%
24 Month0.85%0.86%
36 Month0.60%0.61%
48 Month0.70%0.71%
60 Month0.80%0.81%

APY = Annual Percentage Yield.
*Minimum opening balance of $1,000. Early withdrawal penalties apply.

Rates as of 09/01/2020