Deposit Rates

Deposit RateAPRAPY
Regular Share <$9,999.990.10%0.10%
Regular Share >$10,000.00 - $24,999.990.15%0.15%
Regular Share >$25,000.00 - $49,999.990.20%0.20%
Regular Share >$50,000.00 - $74,999.990.25%0.25%
Regular Share >$75,000.00 +0.30%0.30%
IRA <$25,000.000.30% 0.30%
IRA >$25,000.01 - $50,000.000.40% 0.40%
IRA >$50,000.01 0.50% 0.50%
Minor Accounts0.10%0.10%
Christmas Clubs0.10%0.10%
Special Savings0.10%0.10%
Vacation Clubs0.10%0.10%
Regular Checking0.05%0.05%
Legacy Checking0.05%0.05%
Money Market $100 - $2,499.990.05%0.05%
Money Market $2,500 - $9,999.990.10%0.10%
Money Market $10,000 - $24,999.990.15%0.15%
Money Market $25,000 - $49,999.990.20%0.20%
Money Market >$50,0000.25%0.25%
Shared Certificate of DepositAPRAPY*
6 Month0.30%0.30%
12 Month0.50%0.50%
18 Month0.60%0.60%
24 Month0.75%0.75%
36 Month1.50%1.51%
48 Month1.10%1.10%
60 Month1.20%1.21%
18 Month0.60%0.60%
24 Month0.75%0.75%
36 Month1.50%1.51%
48 Month1.10%1.10%
60 Month1.20%1.21%

APY = Annual Percentage Yield.
*Minimum opening balance of $1,000. Early withdrawal penalties apply.

Loan Rates

TypeTermRate As Low As
New Auto (2018-2016)60 Month3.75% APR
Used Auto (2015-2011)60 Month4.75% APR
Used Auto (2010 or older)36 Month8.99% APR
RV, Boat, ATV, Motorcycle, Travel Trailers60 Month5.75% APR
Signature (Personal)36 Month8.99% APR
MastercardRevolving9.90% APR
Share Secured3.50% APR
Share Certificate Secure LoanTerm of Share Certificate3.25% APR + Dividend Rate
Rates as of 10/1/18