Deposit Rates

Deposit RateAPRAPY
Regular Share <$9,999.990.05%0.05%
Regular Share >$10,000.00 - $24,999.990.05%0.05%
Regular Share >$25,000.00 - $49,999.990.05%0.05%
Regular Share >$50,000.000.05%0.05%
IRA <$25,000.000.10%0.10%
IRA >$25,000.01 - $50,000.000.10%0.10%
IRA >$50,000.01 0.10%0.10%
Youth Savings Accounts0.50%0.50%
Christmas Clubs0.10%0.10%
Secondary Savings0.05%0.05%
Vacation Clubs0.10%0.10%
Legacy Checking0.05%0.05%
Money Market $100 - $9,999.990.05%0.05%
Money Market $10,000 - $24,999.990.05%0.05%
Money Market $25,000 - $50,000.000.10%0.10%
Money Market >$50,0000.10%0.10%

Loan Rates

TypeTermRate As Low As
New Auto (2019-2022)Up To 72 Month2.25% APR
Used Auto (2018-2014)Up To 72 Month3.00% APR
Used Auto (2013 or older)Up To 48 Month8.99% APR
New RV, Boat, ATV, Motorcycle, Travel TrailersUp To 84 Month4.25% APR
Signature (Personal)36 Month8.99% APR
MastercardRevolving9.90% APR
Share Secured3.25% APR
Share Certificate Secure LoanTerm of Share Certificate3.25% APR + Dividend Rate
Vacation Loans$2000/15 Month4.99% APR
Home Equity Loans5 Years3.50% APR
Home Equity Loans10-15 Years3.75% APR

Share Certificates

Share Certificate of DepositAPRAPY*
6 Month0.10%0.10%
12 Month0.15%0.15%
18 Month0.20%0.20%
24 Month0.25%0.25%
36 Month0.30%0.30%
48 Month0.35%0.35%
60 Month0.40%0.40%

APY = Annual Percentage Yield.
*Minimum opening balance of $1,000. Early withdrawal penalties apply.

Rates as of  12/01/2021